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AI agents are becoming more autonomous—but until now, they lacked a native way to pay.
In this interview, Coinbase Head of AI Products Lincoln Murr explains how X42 could allow AI agents to hold wallets, pay for data, access services and transact across the internet using stablecoins.
We also explore Coinbase’s vision for the post-AGI economy, the rapid growth of machine-to-machine payments, competition between emerging AI payment standards, and whether autonomous agents could ever overspend or go rogue.
Could AI agents become the next major users of crypto—and completely reshape the internet economy?
~~
👉X: https://x.com/MurrLincoln
👉TLDR newsletter: https://tldr.tech/crypto
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~~
00:00 Crypto’s Biggest Opportunity in 2026
02:05 Why AI Agents Need Their Own Wallets
04:10 The Internet’s Missing Payment Layer
06:15 How X42 Brings Online Payments to Life
08:20 Why AI Micropayments Are Finally Possible
10:25 X42 Transactions Are Exploding
12:30 Can Blockchains Handle Billions of AI Payments?
14:35 A Day in the Life of an AI Agent in 2030
16:40 How AI Could Rewrite the Internet Economy
18:45 AI Agents Could Become Financially Independent
20:50 How AI Agents Could Make Money Trading
22:55 Coinbase’s Plan for the Post-AGI Economy
25:00 The Next Billion Crypto Users May Not Be Human
27:05 Why Websites Could Start Charging AI Agents
29:10 X42 vs OpenAI, Stripe and Google
31:15 Why Visa and Mastercard Are Backing X42
33:20 Crypto Is Becoming Invisible Financial Infrastructure
35:25 Could an AI Agent Go Rogue With Your Money?
37:30 Coinbase’s Vision for an AI-Driven Financial System
39:35 Will AI Give Humans More Freedom?
~~
📜 Disclaimer 📜
The information contained herein is for informational purposes only. Nothing herein shall be construed to be financial legal or tax advice. The content of this video is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses considerable risk of loss. The speaker does not guarantee any particular outcome.
#Crypto #AI #Coinbase