The cybersecurity firm Zimperium says banking malware attacks are skyrocketing with the assistance of artificial intelligence (AI).
In a new blog post, Zimperium says malware banking attacks using AI have increased by 400% year-over-year.
“What once required weeks of skilled reverse engineering now takes hours. Phishing lures are 5x more convincing. Variants are generated faster than detection can respond. Every stage of the attack chain is getting cheaper, faster and harder to stop.
The [iPhone hacking] DarkSword exploit chain, disclosed this week at [the cybersecurity conference] RSA, is a live illustration of exactly this. No click. No app install. Just visit a website and the device is compromised. AI-assisted development is making these capabilities cheaper, faster and more widely accessible than ever before.”
The firm also warns that AI is helping cybercriminals stay increasingly ahead of anti-fraud measures.
“76% of security teams report they cannot keep pace. The gap is widening with every AI cycle.”
In Zimperium’s newly-released “Mobile Banking Heist” report, the firm identified 34 active malware families in 2025 and said 1,243 financial brands were targeted across 90 countries.
“They were industrialized campaigns, sophisticated and scalable, continuously evolving to bypass app security controls and exploit the institutions and customers that rely on them.
The scale is striking. Three malware families alone collectively target more than 60% of the banking and fintech apps analyzed.”
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