Accept Bitcoin and crypto in person, settle to stablecoins to skip the volatility, and keep full custody. No hardware, no middlemen, no permission. It’s live now on iOS and Android. 👉Download here👈
For all the talk about crypto payments going mainstream, accepting them in the real world has stayed annoyingly hard. Most tools still assume a merchant will happily tolerate extra hardware, a custodian holding their funds, settlement delays, or the price risk of getting paid in a volatile asset. In practice, they won’t. And that friction is a big part of why crypto acceptance has lagged.
Today we’re changing that. Bitcoin.com Checkout is a new self-custodial, multi-chain app that turns the phone already in your pocket into a crypto checkout terminal. Here’s how easy it is:
- Enter an amount
- Show a QR code
- Get paid
And that’s it. The funds land directly in your own wallet.
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The volatility problem, solved
Bitcoin.com Checkout gives you auto-settlement to stablecoins. As a merchant, that means you can accept Bitcoin or another cryptocurrency and have it settle into a stablecoin like USDT, USDC (or the privacy-focused fUSD) so there’s no price risk between the moment of sale and the moment of settlement.
That’s the difference between “I’ll think about accepting crypto” and “I accept crypto.” You quote a price, the customer pays, and stable value arrives in your wallet seconds later. Whether you’re behind the counter at a café or invoicing a client on the other side of the world, it just works.
“Now a café owner can take Bitcoin or any other cryptocurrency, auto-settle into a stablecoin like fUSD, and never think about volatility again. No processor account, no permission, full custody. You enter an amount, show a QR code, and stable value lands in your own wallet seconds later; whether you’re at a market stall or invoicing a client across the world. This is the first piece of a broader set of payment tools we’re building to make crypto genuinely easy to spend.”
-Corbin Fraser, Bitcoin.com CEO
Built for the real world
Bitcoin.com Checkout is designed for in-person payments, events, deliveries, and quick invoices. Key features include:
- Decentralized payments — funds go directly to your wallet, with no intermediaries.
- Zero merchant fees — keep more of what you earn (network fees still apply).
- Auto-settlement to stablecoins — accept crypto and settle to stable value, no price risk.
- Bitcoin, stablecoins, and privacy-focused crypto — let customers choose how they pay, including privacy-preserving options like fUSD and ZANO.
- Get paid in three steps — enter an amount → choose a currency → show the QR code and get paid.
- Instant payment confirmation — see when a payment is received and confirmed.
- Invoices in local currency — create requests in your preferred currency while customers pay in crypto.
- Multiple wallets, one app — manage and accept payments across supported networks.
No new hardware. No processor account. No one’s permission required.
Part of the wider Bitcoin.com ecosystem
Bitcoin.com Checkout works hand-in-hand with the rest of your toolkit. It runs alongside the Bitcoin.com Wallet , meaning you can import your Wallet addresses to accept a broad range of supported assets while staying fully self-custodial. Once you’ve settled to stablecoins, those funds are ready to spend, and merchants can get set up with cards from providers like Zebec to spend stablecoins directly.
And to help nearby crypto users find and pay at your business, you can get listed on Bitcoin.com Maps. Just hit the “submit listing” button in the bottom, right corner.
This is also just the start. Bitcoin.com Checkout is the first piece of a broader set of payment tools we’re building to make crypto genuinely easy to spend.
Get started in minutes
- Download Bitcoin.com Checkout for iOS or Android.
- Connect your wallet (or add a wallet address).
- Enter an amount, show the QR code, and accept your first payment.
Introducing Bitcoin.com Checkout: Turn Your Phone Into a Crypto Checkout was originally published in Bitcoin.com on Medium, where people are continuing the conversation by highlighting and responding to this story.